Severe convective storms are now the costliest peril in US property insurance.

The relationship between risk and price has drifted. We close that gap, and prove it.

Severe convective storms are no longer a secondary peril.

#1peril
Severe convective storms are now the largest single driver of insured property loss in the US, ahead of hurricanes.
Source: Gallagher Re
41%
Share of all global insured catastrophe losses caused by severe convective storms in 2024.
Source: Gallagher Re
+87%
First-half 2024 SCS insured losses ran 87% above the ten-year average.
Source: Swiss Re Institute
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What we do

Measured locally

Measured where the risk concentrates, not as a state-wide average.

Validated against real outcomes

Tested against what actually happened, not assumptions.

Complete coverage

Every US county, every severe-storm peril, measured the same way.

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